Sunday, November 3, 2019

Board of Governance Principles Case Study Example | Topics and Well Written Essays - 3250 words

Board of Governance Principles - Case Study Example This is the manner, with which the Board ensures revenue for the shareholders' investments with consistent and regular review of long-term plans, decision-making achievements, and replacements for Board members and executive management personnel. At British Petroleum public limited company, the members of the Board entrust their decision-making management authority to the company's Group Chief Executive led by Tony Hayward, the Group Chief Executive, member of the BP board of directors, head of the BP executive management team, and steered by the Board of Governance Principles. Prior to efficient management, the company's Group Chief Executive Tony Hayward must have understood the business ethics of British Petroleum Plc prior understanding the company business, as theoretically, trade is directly related to ethics. In comparison, a good number of commercial executives recognize article of trade-based type of business ethics. This is well-liked by the communication industry, the courses offered in business schools, colloquiums, and educational prose. But, the other type of business ethics called sense-based has been overlooked by the majority in the industry. These two different types of business ethics are supposedly inseparable duo (Pava, 1999). ... Nonetheless, British Petroleum Plc Group Chief Executive Tony Hayward clearly implements article of trade-based and sense-based types of ethics as an indivisible pair which is clearly invoked in the Board of Governance Principles. "The power and success of business are ultimately dependent on manager's beliefs about life's meanings" (Pava, 1999) Corporate success then that is driven by moral code collectively practiced among managers, employees, and shareholders (Pava, 1999) seamlessly fits into these principles. At the British Petroleum Plc, corporate governance structure style is underpinned by the concept of the approach the company manages the business. First, the Board and the executive management of British Petroleum public limited company led by Peter Sutherland, the Chairman of the chairman's and the nomination committees benchmarked image of prominence as the driver of the primary aspiration of the British Petroleum Plc, together with the idea that the company has built through time market edge and asset for advancements. Second, the company is anchored on the conviction that its existence will assists in crafting better opportunities for the human race. For instance, the company will in some way lend a hand to humanity by providing access to heat, light, and transport. All these are achievable with low cost of ener gy production that is safe for mankind and ecosystem friendly (BP plc, 2009). This is being mindful of the chief responsibility of commerce to civilizations. While the business concerns are those of the material needs of a society of people, the corporate company likewise embraces what is beyond substantial wants and desires. In fact, this is the most significant aspect of the company. It is within this realm that company

Friday, November 1, 2019

Taking The movie Candy man 1992. With reference to the opening scene Essay

Taking The movie Candy man 1992. With reference to the opening scene and at least one other scene from the film, discuss how the - Essay Example However, when the scene changed into an image of swarming bees with a terrifying, hollow voice in the background the meditative mood of the city changed into something threatening. Similarly, the scene where Helen Lyle is listening to the actual story of Candyman creates the same threat-- a threat that something very dreadful is approaching. The muffled screaming in the background, alongside menacing sound effects, adds to the terror of Candyman’s tragic story. Other film genres try to emotionally rouse viewers, but it is only the horror genre that rouses a certain and powerful emotional impact on the viewers. And although other film genres portray terrifying events, only horror films showcase the terrible, making terror its rationale. Horror never fails to discover a new frightening facade to reflect existing issues, unearthing the sinister facet to every desire, whether in a suburb or in deep space. A General Overview of the Symbols and Meanings in Candyman Candyman shows tr aditional horror and macabre premises: accompanied by a hounded female protagonist, the antagonist is a supernatural monster always hungry for a kill. Helen Lyle is an abused and emotionally tortured woman inflicting defensible vengeance, a demented murderer with a delusive second self. Thus the film establishes itself strongly and casually in a macabre ritual of horror. Common difficulties make the analysis of the film quite challenging. The finale, even though depicting brutal death for the enjoyment of the viewers, rejects the totally explicit moral pleasure of blameless ceremonial killing. Real and widely recognised scenery magnifies racial and social realities, interrupting the geographical dislocation normally obliged by the genre (Botting, 2001). Emphasising the combination of shock and inescapability, several film scholars sum up Candyman’s classic components: â€Å"knee-jerk shocks, stalking bogeyman, and touches of dark humour† (Botting, 2001, p. 140). They a lso noted that the film â€Å"locates the horrors in an identifiable and credible landscape of urban decay† (Botting, 2001, p. 140). Such juxtaposition upsets long-established beliefs and obscures analytic interpretation. As McCabe argues, â€Å"while it may be plausible to read Candyman as a complicated utopian fantasy of multicultural reproduction, it is also possible to read it as vicarious male desire for a black man who will finally give an uppity white girl what she’s been asking for† (Botting, 2008, pp. 66). Although the movie somewhat depicts social criticisms, especially as regards racial relations, the horror settles in the grisly entity of the black man and hence verifies racially prejudiced views of victimisation of white females and black sexual sadism. Where, traditionally, the issue of race embraces conflict, in Candyman the concept of race turns into a major manifestation of evil and when summoned, it erases all other options of gruesome characte r. Although the movie presents only a handful of constructive depictions of evil and appears to verify the most horrible fears of the white race in the black character that comes out, with vicious and brutal purpose, in the personal spaces of the home, the obstacles could be exaggerated (Botting, 2001). Candyman is not merely summoned by the white people; he also draws

Wednesday, October 30, 2019

Meterology Essay Example | Topics and Well Written Essays - 1500 words

Meterology - Essay Example produced by a tornado of 1953 in Flint, Michigan in which 115 people were died; however, death toll remained less than a tornado of 1947 in Woodland, Okalahoma, when 181 people were killed. A well advanced tornado warning was issued by the local meteorological office as well as special updated were released by National Weather Service. A great coordination between meteorological and administrative agencies enabled the general public in advance to take necessary safety measures and thus saved many lives. However, despite of taking all the measures, tornado was strengthened enough that it not only produced tremendous loss of infrastructure but also caused 162 human fatalities and moderate to severe injuries to more than 1000 people (Reuters, 14 Sep, 2011). This paper explains several aspects of Joplin Tornado which include the synopsis of the incident with the help of real-time dealing with of the event, loss of human life and damage to businesses and properties, and some statistics as well. At the end, few points are suggested for forecasters to improve their forecast related to any such occurrence in future. A tornado is defined as â€Å"a rotating column of air ranging in width from a few yards to more than a mile and whirling at destructively high speeds, usually accompanied by a funnel-shaped downward extension of a cumulonimbus cloud† (http://www.the freedictionary.com). Tornadoes appear in a number of sizes and shapes; however they are often in the style of an observable condensation funnel, as their thin end meets the ground and are oftentimes surrounded by clouds containing waste and dust particles. The majority of tornadoes possess violent winds having speed not less than 110 miles per hour, however, a lot of severe tornadoes can gain the wind velocities greater than 300 miles per hour with an extension of width well over two miles around, and remain to the earth for a great deal of about more than 100 miles in length (Edwards, 2006). The strength of a

Monday, October 28, 2019

Unemployment research Essay Example for Free

Unemployment research Essay Unemployment From Wikipedia, the free encyclopedia Unemployment (or Joblessness), as defined by the International Labour Organization, occurs when people are without Jobs and they have actively sought work within the past four weeks. [2] The unemployment rate is a measure of the prevalence of unemployment and it is calculated as a percentage by dividing the number of unemployed individuals by all individuals currently in the labour force. In a 2011 news story, BusinessWeek reported, More than 200 million people globally are out of work, a record high, as almost two-thirds of advanced economies and half of eveloping countries are experiencing a slowdown in employment growth, the group There remains considerable theoretical debate regarding the causes, consequences and solutions for unemployment. Classical economics, neoclassical economics and the Austrian School of economics argue that market mechanisms are reliable means of resolving unemployment. citation needed] These theories argue against interventions imposed on the labour market from the outside, such as unionization, minimum wage laws, taxes, and other regulations that they claim discourage the hiring of workers. Keynesian economics emphasizes the cyclical ature of unemployment and recommends interventions it claims will reduce unemployment during recessions. This theory focuses on recurrent supply shocks that suddenly reduce aggregate demand for goods and services and thus reduce demand for workers. Keynesian models recommend government interventions designed to increase demand for workers; these can include financial stimuli, publicly funded Job creation, and expansionist monetary policies. Georgists, half a century before Keynes, also noted the cyclical nature but focused on the role of speculation in land which pushes up economic rent. Because rent must be paid mostly from wages (yield of labor) but also from interest (yield of capital), economic activity cannot be sustained in the rent bubble, which finally burst resulting in recessions or depressions. Once the speculation is wrung out of system the cycle of land speculation begins again. [4] Henry George therefore advocated the taxation of land values (Single Tax) to stop land speculation and in order to eliminate taxation of labor and capital. George opposed land nationalization and Marxs theories. Marxism focuses on the relations between the owners and the workers, whom, it claims, the wners pit against one another in a constant struggle for Jobs and higher wages. The unemployment produced by this struggle is said to benefit the system by reducing wage costs for the owners. For Marxists the causes of and solutions to unemployment require abolishing capitalism and shifting to socialism or communism. In addition to these three comprehensive theories of unemployment, there are a few categorizations of unemployment that are used to more precisely model the effects of unemployment within the economic system. The main types of unemployment include structural unemployment which focuses on structural problems in the conomy and inefficiencies inherent in labour markets including a mismatch between the supply and demand ot laborers witn necessary skill sets . Structural arguments emphasize causes and solutions related to disruptive technologies and globalization. Discussions of frictional unemployment focus on voluntary decisions to work based on each individuals valuation of their own work and how that compares to current wage rates plus the time and effort required to find a Job. Causes and solutions for frictional unemployment often address barriers to entry and wage rates. Behavioral economists highlight individual biases in decision making and often nvolve problems and solutions concerning sticky wages and efficiency wages.

Saturday, October 26, 2019

A Good Man Is Hard To Find Essay -- essays research papers fc

Flannery O'Connor's short story collection A Good Man is Hard to Find has many elements of a southern gothic work. Images of ancient castles with sliding panels create suspicious themes and settings that lead the readers into the dark and gloomy world of the southern United States. With all of the violence, horror, and dismal surroundings presented in O'Connor's stories there is too a moral message given. Later gothic work did not always explain horror like this, holding little moral value to contrast their grotesque images (notes, November 1). O'Connor's stories do include a strong moral element, frequently in the form of religious explanations. The characters within A Good Man is Hard to Find are usually ignorant and self-satisfying people, who come across "the grotesque" and are shocked into self-realization, no longer self-satisfied. These grotesque elements are usually the divine in disguise forcing the characters into introspection. In a letter Flannery O'Connor wrote she stated: "You have found Christ when you are concerned with other people's suffering and not your own." In this quotation we can see the moral message O'Connor was attempting to convey in her stories, and through further analysis of the work this fact can be more clearly illustrated. In the first story, A Good Man is Hard to Find, O'Connor's moral message is clearly presented. The grandmother protagonist in the story is very self-serving. She demands constant attention (although rarely getting it) and stubborn in the fact that her wishes must be carried out. She only wants to go to Tennessee to see old connections (O'Connor, pg. 1). The grandmother cannot move away from past and is at the same time confused by accuracy of past events. On the trip a road stop seems very suggestive of a hellish place: barbecue fires, Red Sammy, etc (O'Connor, pg. 6). The grandmother's lack of character judging is pointed out in this scene. She believes that Red Sammy is a good man because he relates to her old fashioned values (she thinks). Sammy is surprised at this and exclaims, "Yes'm, I suppose so," his unsureness makes the reader question Sammy's character. What is more telling is what the waitress says while bringing the food: "It isn't a soul in this green world of God's that you can trust†¦ I don't co... ...ot helping the needy, greed, dishonesty)? By finally accepting the priests company after becoming bed ridden we can infer that Mrs. McIntyre has indeed been changed by what the displaced person has taught her and is more willing to accept her past deeds and be forgiven for them. As we can see O'Connor's moral message of religion leading people's concerns away from self-suffering is quite prevalent in most of the stories in A Good Man is Hard to Find. By analyzing stories such as A Good Man is Hard to Find, The Displaced Person, The Artificial Nigger, and Good Country People we can see the representation of religion hidden behind grotesque elements that force the characters towards introspection and change. These interpretations can be taken further as a possible comment of American culture showing sometimes a horrible apocalyptic vision. O'Connor's moral lessons seem to be telling us that by finding Christ we may overcome these grotesque elements and become stronger people who, through the grace of God, care more for the people around us than our selfish wants. Bibliography 1. O'Connor, Flannery. A Good Man is Hard to Find. Orlando, Florida: Harcourt Brace and Co., 1976

Thursday, October 24, 2019

Compare and Contrast of a Two Grand Theories Essay

Virginia Henderson (1897-1996) is a Nursing Grand Theorist who was often referred to as the â€Å"first lady of nursing.† In the article by Nicely (2011) it depicts how she developed a nursing model which is based on activities of daily living. She believed that nursing as a profession stood separately from medicine. In this article, I was able to decipher how Henderson’s theory is applied to the specialized area of organ donation for transplantation. It is reflected that although organ coordinators are from different backgrounds such as: allied health professions, physicians’ assistants, and paramedics, most of them are â€Å"registered nurses.† Nicely (2011) portrays 14 different activities that Henderson identified for patient assistance which would allow patients to return back to independence: â€Å"eating and drinking, elimination of body waste, desirable posture/sleep and rest, select suitable clothing: dress and undress, avoiding dangers in the en vironment and avoid injuring others, maintaining body temperature within normal range, grooming/protecting the integument, communication with others, worship according to one’s faith, play and recreation, learn and discover† (Nicely, 2011, p.73). Henderson’s activities reflect on how nurses can provide a good foundation in which they can become more proficient in their abilities to provide care for their patients. She stressed the importance for including the patient’s family. In her theory, Henderson states the â€Å"the complexity and quality of the service is limited only by the imagination and the competence of the nurse who interprets it† (Nicely, 2011, p. 77). The article extrapolates very good points about how equally important it is for the nurse to work with the family, as well as the patient. The second article I chose by Merritt and Procter is entitled, â€Å"Conceptualizing the functional role of mental health consultation liaison nurse in multi-morbidity,† using Peplau’s theory. This article surmises the role of the mental health consultation liaison (MHCLN) and how it can be integrated to Peplau’s Theory of Interpersonal Relations. In the introduction of the article, it focuses on the importance of â€Å"mentally ill† patients being involved actively in their treatment and care planning. This article describes that â€Å"it is a global consensus that mental health care should be undertaken  collaboratively, no matter where the patients live, and in the least restrictive environment† (World Psychiatric Association, 2009, p.159). I agree with the above statement, as I work as a mental health consultant and psychiatric nurse. There is not enough being done to help the patients and their families in seeking psychiatric care and providing a continuum of care. It continues to be a â€Å"stigma† that needs to be addressed globally, so that the patients who are in utmost need of care are able to receive it. This includes medication, behavioral management, and psychotherapy by specialists in the field. Throughout my many years of practice in the mental health field, I have witnessed so much neglect instilled on the mentally ill patients. Many facilities have closed down, and in particular one research facility called the â€Å"Lafayette Clinic† which was linked to Wayne State University in MI, closed due to the government not prioritizing mental health in their budget. As a result, there are more homeless residents living on the streets and not being treated for their mental illness until something hap pens. At times, people who are living on the streets become loud, argumentative, and combative, hallucinate, injure someone, or themselves before any action is taken. I firmly believe in the stand of the MHCLN in helping to decrease the stigma of mental illness, as well as reducing patient’s symptoms by providing a â€Å"means† for treatment. Education and research are a â€Å"key source†, as well as funding for the above to happen. Merritt’s paper represents a stepping stone in my opinion to many patients that are out there suffering and being belittled by their mental illness. The use of Peplau’s interpersonal relations theory if placed fully into practice can help patients adjust to their mental illness, and through education they would be able to have somewhat of a grasp on their illness, the importance of taking their medications, and seeing a psychiatrist and/or psychologist on a regular basis. Once stabilized, the mental health patient can reap the benefits of engaging in a more normalized lifestyle and have a better chance of adjusting to the roles that are not always able to participate in. This paper provides good insight into Peplau’s interpersonal relations theory. The methodologies utilized provide patients with an avenue to work through their psychological distress, and adjustment to changes that occur as a result of their illness. More research and education is necessary to provide the interventions that are  necessary in stabilizing the patients who suffer from mental illness. The nurse is of key importance in facilitating this process with the patient and their families, as well as the psychiatrist, psychologist, social worker, recreational therapist, and mental health worker. In comparing Henderson’s article to Peplau’s article there is some correlation as to the importance in working with families, as well as the patient who is also â€Å"stressed†. In Nicely’s article, the donor patient is usually deceased, or if not deceased, the nurse works with both the patient and the family. Henderson’s theory allows the nurse to be patient as well as family focused. In Merritt’s article, it is both important for the nurse to work with the patient and family as well. In both articles, I feel that the â€Å"nurse† serves as an â€Å"advocate† in different ways, one from a medical perspective, and the other from a psychological perspective, however these can be intertwined as the families who lost a loved one due to â€Å"brain death† and a transplantation will occur, also need emotional support. Nurse-patient relationship encompasses many strategies throughout both articles. In Peplau’s psychodynamic nursing theory four phases of a nurse-patient relationship are identified: orientation, identification, exploitation, and resolution. By utilizing these phases, it will allow a nurse to better identify, respond to patient’s need, and build trust. Both articles stress the importance of â€Å"nurses† in different types of roles, one as an â€Å"organ donation coordinator†, and the other as a  "mental health liaison or consultant† providing psychological and emotional support to families. References: Merritt, M. K. & Procter, N. (2010). Conceptualizing the functional role of mental health consultation-liaison nurse in multi-morbidity, using Peplau’s nursing theory. Contemporary Nurse 34(2). 158-166. https://lmscontent.embanet.com/MVU/NURS600/Readings/W3_Peplau.pdf Nicely, B., & DeLario, G. T. (2011). Virginia Henderson’s principles and practice of nursing applied to organ donation after brain death. Progress in transplantation, 21(1), 72-77. https://lmscontent.embanet.com/MVU/NURS600/Readings/W3_Nicely2011.pdf

Wednesday, October 23, 2019

Giant Foods Case Analysis

This case involves convergent technologies, a blending of traditional and cutting-edge business models and an alliance between an established pharmaceutical provider and a fledgling, Information Technology based, Drug marketing firm. Together, these two companies endeavored to create a patient education and prescription drug compliance program by deploying the deep well of customer data acquired by Giant Foods and the proprietary software of Elensys Care services, Inc. Elensys uses information from Giants pharmacy to send personalized letters, written on pharmacy letterhead but often paid for by pharmaceutical companies, that remind customers to refill prescriptions and pitch new products to customers with particular ailments. Giant first tested the feasibility of running a drug compliance program in-house but quickly determined that its’ Information System requirements were too overwhelming and decided to outsource the program to Elensys. However, the backlash to this new initiative was negative and strong as dozens of angry customers called officials at Giant to complain. Privacy specialists said the practice raised new questions about patient confidentiality and also blurs the line between medicine and marketing. â€Å"People assume that their medical information, including prescription information, is held in the strictest confidence,† said Beth Givens, director of the Privacy Rights Clearinghouse, a nonprofit consumer group in San Diego. â€Å"When that information is shared with a third party, they're surprised and outraged. This case exemplifies the privacy issues surrounding Giant Food's decision to outsource a prescription drug compliance program to Elensys. Ignoring for a moment the underlying profit motive of this program, approximately half of all patients stop taking their medication within the first six months of being prescribed, compliance programs remind patients to refill their prescriptions and help address a major public health issue. However, these programs also raise privacy issues because they involve the use of sensitive personal information. This case provides business and law students, firms and legislators with an opportunity to assess the privacy issues raised by this situation. The case also provides an opportunity for firms to deal with the challenges of developing a privacy sensitive implementation strategy and CRM programs in general. Background: Giant Foods, Inc. Beginning in February of 1936, Giant Foods was brought to life by N. M. Cohen and Samuel Lehrman. Using the business model of offering a large, self-service grocery store with revenue based on high volume and low prices, the store was an instant success. An innovator from the very start, Giant Foods was the first to install front-end scanners in all its stores, market a private label house brand and the first to hire a consumer advocate to promote its products. Much of the success that Giant has earned is due to technology, innovation and well planned vertical integration. Giant presently operates its own bakery, dairy and soft drink firm. Giant also builds its own stores, produces its commercials and advertising in-house and even makes its own signs. This vertical integration strategy has been highly successful in the food-pharmacy combination with which Giant helped to pioneer. The fact that each Giant pharmacy fills over 1,000 prescriptions per week suggests that this is a profitable tactic and highly regarded by its customers. Elensys: Elensys began its business life in 1993, in Burlington Massachusetts. Its business model was one of an IT enabled information system built as a â€Å"prescription compliance† program between consumers and Pharmacists. Elensys, whose name comes from an ancient Greek city known for medicine and health, was a â€Å"first mover† in this area and, due to strong network effects, was able to reach a critical mass within three years. Initially, Elensys started with four employees and served two local pharmacies. Presently, Elensys receives prescription information from 15,000 pharmacies about millions of people every week, and it uses proprietary, cutting-edge computer equipment to keep track of these records, according to Elensys founder Dan Rubin. In an Internet post, Elensys describes itself as â€Å"the leader in patient behavior modification programs. † Interest in the company has soared, in part because so many people fail to take medicine properly and most chains don't have the technical wherewithal to track customers as precisely as Elensys, Rubin said. Up to half of all patients who should routinely take medicine for such ailments as hypertension or high cholesterol quit prematurely, he said. â€Å"It's the primary reason for our existence. † Much of the cost of the analysis and mailings is offset by payments from drug manufacturers, who contract with pharmacies for the right to mail information to individual customers. Among other things, Rubin said, that material could include suggestions that customers switch from one drug to another. In addition to the customer backlash from this program, many legal issues become prescient due to the ill-defined nature of privacy laws. In a marketing practice that some experts say raises new questions about medical privacy, several large drug store chains and â€Å"thousands† of independent pharmacies have been providing confidential patient information to a Massachusetts database company that profiles and targets patients who don't refill prescriptions. The Washington Post reports Elensys receives prescription information on millions of individuals from 15,000 pharmacies each week, using â€Å"some of the most sophisticated computer equipment available† to profile patients and send them â€Å"educational materials† about drugs available for their conditions. Dr.  George Lundberg, editor of the Journal of the American Medical Association, called the direct marketing tactics, known as â€Å"drug compliance programs,† a â€Å"breach of fundamental medical ethical issues. † He said, â€Å"Do you want †¦ the great computer in the sky to have a computer list of every drug you take, from which can be deduced your likely diseases — and all without your permission? † Elensys describes itself in an Internet posting as â€Å"the leader in patient behavior modification programs† The Boston Globe reported that â€Å"Giant Foods said yesterday it is considering suspending† the practice of sending confidential information to Elensys. Stung by disclosures in the Washington Post, Giant Foods held high-level meetings all day before issuing a statement defending the program and asserting extensive measures were taken to protect confidentiality. † The statement said, â€Å"Giant pharmacies engages in a limited number of programs designed to educate customers about prescription therapy and improve compliance with their drug regimen. These programs in no way compromise the confidentiality of patients. † Elensys backed Giant, defending itself in a statement that emphasized it â€Å"merely served as an agent of Giant, and the chain exerted sole control over the use of information. The Washington Post reported Sunday that officials at Giant defended the marketing program, â€Å"saying customers benefit from their reminders and from the information provided by drug manufacturers. Both companies said they value customer privacy and allow customers to remove themselves from participation by submitting an ‘opt-out' form. † A spokesperson for Giant â€Å"stressed that Elensys does not share its prescription database with third parties,† and Elensys President Daniel Rubin â€Å"said drug companies never get access to the pharmacy's files. Instead, pharmaceutical companies decide which patient groups they want to target and pay Elensys and the pharmacies to mail information to those patients. The Washington Post also reports that the direct marketing is â€Å"part of a far-reaching move by drug manufacturers and pharmacies across the country to make greater use of medical information, new technology and sophisticated marketing techniques to sell more drugs. Rather than promoting their products to doctors,† companies are targeting patients in hopes of influencing them to ask for specific prescriptions. The New York Times reports a parallel trend in which the â€Å"pharmaceutical industry is increasingly marketing mental health drugs directly to consumers. † Manufacturers claim the information is useful to patients, while some doctors and patient advocates contend that â€Å"people with certain mental illnesses are much more susceptible to being manipulated than those with other medical problems. † The Times reports that â€Å"in the most aggressive example of approaching patients directly, Eli Lilly & Company said recently that it would offer scholarships to some schizophrenic patients who took Zyprexa, its new antipsychotic drug. Future problems associated with this new marketing ploy include: The melding of the entrepreneurial ethic, where the goal is to sell a product and the more traditional medical ethic, where the goal is the well-being of the patient. The information could be sold to an insurance company that would then refuse to sell the person insurance or charge them a higher premium. This private information could make its way to head-hunting firms, employers and even divorce courts.